deezr- Heh heh, no real surprise that the sites selling PCs don't mention how easy it is to bog them down, huh? Just as it's no real surprise that some sites make the rotary sound as safe/easy to use as a PC (hint hint).
Putting 4" pads on the PC will make it harder to bog it down- you might be surprised. You won't be able to "grab and stop" the pad as easily. Heh heh, don't try grabbing the pads of a Cyclo- it hurts!
Get a rotary but keep the PC (great for holograms, and someday you'll get 'em

). Either the Makita (which I chose) or the Dewalt will do fine. Go slow and easy and pay attention. Use plenty of common sense and you should do fine.
With the right backing plates you can use the same pads on the PC and the rotary. I almost *always* use 6-6.5" or even 4" pads on the rotary.