Before moving permanently from the Northeast to South Carolina this year, I always drove dedicated winter tires. Nokian Hakkapeliitta and Michelin X-Ice were the tires of choice. I always viewed all season tires as "Jack of all trades, Master of none" for winter performance. Both of my cars were RWD, so I opted for true winter tires and they never let me down. We added a Subaru Outback for my son and had we stayed North, the Nokian WR all weather tires were on my radar.
As for the bugs, we have a great pest control service and have never had an issues in 3 years. Either way, I`ll take the warm weather and ocean over the cold and snow of NJ everyday and twice on Sunday!