Detailers Insurance

I would NEVER go Erie! Listen to what weekendwarrior said. I am in the Fire Department and was on a call and a full grown german shephard dog attacked me piercing my calf muscle in my leg and me needing stitches, tetnus shot, crutches, etc. This was back in September of last year. I still have not gotten anything from the homeowners insurance!!! They said that I had to get my own police report and my own medical records and bring to them which is actually THEIR job. They wanted me to keep doing all this research and they would call me and tell me to find this and that out. I finally told them that I will not do ANYTHING and that it's their job to do it. I asked the lady (and she felt bad after this) "what if this dog bite was something MUCH worse like me falling through a floor in a burning building and I got BADLY hurt and unable to walk, would you still give me this much trouble"? She also said "well there were Beware of Dog signs up" and so I told her that find next time if I get a fire alarm there I'll let the place burn because of a dog sign.

I had a lawyer tell me once that those signs mean NOTHING. It would be like you guys putting a sticker on your passenger side dash saying that the insurance company is not help responsible if you ride in this vehicle and something bad happens. The sticker wouldn't mean a darn thing.

Anyways sorry to go off topic here but what I'm trying to say is cheapest isn't always better. Look for a GOOD reputable insurance company that will take care of you when something happens. Even if nothing does happen at least you know your well taken care of.
 
I have a couple question. When I call my insurance company what type of insurance should I say I want. Im not going to be mobile detailing. The client will deliver and pick up the car. I just dont want them to think im crazy when i ask. Also can you only get the insurance for 5-6 months and pay monthly instead of a full year ? Thanks.
 
You probably need to buy it for a full year, and many will put you on a monthly payment plan just like your car, home, etc.



You'll want Garage Keeper's and Liability coverage.
 
We use Delios w/a $3m umbrella - due in part to owning our facility as well as our servicing aircraft, which BTW $3m would just about be a deductible for most aviation policies. A standard policy should be about $1k to $1800 annually. We pay $6300.00 annually.
 
Thanks, this works too...



The garage keepers section of the policy covers the insured's liability for loss to a covered auto left in the insured's care while the insured is attending, servicing, repairing, parking or storing the auto in the garage operation.





Or you could have typed " insurance for when you are working on a customers car"
 
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