C. Charles Hahn
CCH Auto Appearance, LLC
Bunky said:What is the criteria?
Probably varies from state to state; I'd consult a CPA/tax preparer to see what applies in your area.
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Bunky said:What is the criteria?
Bunky said:What is the criteria?
buda said:Jon
Will comment on insurance. No one expects to have a problem, that is why they call it "accident" insurance.
The question to ask yourself is this, "IF" you damaged a car in your possession can you afford the costs of repair?
If you are willing to take a chance that you will not damage a car then by all means you can go without insurance.
All the problems we had in our detail centres were never intentional, always accidents. Not necesarily on the paint but fouling the electronics somewhere in the inside when we were cleaning the interior. You know electric doors; power locks; power windows; a meriad of things on the dash.Just some well intentioned thoughts
bud A
buda said:Jon
Will comment on insurance. No one expects to have a problem, that is why they call it "accident" insurance.
The question to ask yourself is this, "IF" you damaged a car in your possession can you afford the costs of repair?
If you are willing to take a chance that you will not damage a car then by all means you can go without insurance.
Nth Degree said:Insurance should not be considered for damage you might do in the process of detailing. Most of that damage will be less than your deductible. It is the unexpected things you may not be able to control.
I was talking with a friend who is a mechanic and does side work from home. He said he was not taking in any more vehicles because of the approach of hurricane Irene (Central NC) and not wanting any vehicles to be damaged. Imagine there is an earthquake (NOT just a CA reality) and something (like a ceiling) falls on the new Lexus or Mercedes in your shop.
If you have a fixed location it is only a matter of time before something happens. A fire, flood, break-in, vandalism, pests, storms, etc.
Even if you are mobile only there is risk. "Ooops! I accidentally backed your Aston Martin into your corvette." Even if you aren't moving the vehicle, your lights could get knocked over, canopy get blown into the car by the wind, etc.
Auto Concierge said:A myriad of things on the dash...................are the guys pressure washing the interior??, over 18 years in the biz and I have never "Fouled" the electronics in the dash as this would take a higher level "Hackness", just curious these persons were trained and vetted by whom???.
buda said:Our staff was very competently trained. Not only do we not use a pressure washer inside of a vehicle (a ridiculous suggestion) we also NEVER spray chemical on any surface of the interior other than shampoo on carpets or fabric seats.
You are very fortunate to have never incurred a problem. It only happened to us on about three occasions operating two high volume detail centres and considering the number of cars and the number of people we hired that was a very good record.
My concern is for the individual operator who cannot afford to lose $300 or $400 to repair even one "little" mistake.
How often we read about struggling business people who let their fire insurance coverage lapse and what happens they have a fire and it burns up their resturant or mechanic shop and everything in it. Better to be safe than sorry.
Auto Concierge said:HOW do you/your crew clean the surfaces??.
Blackthornone said:To be safe when cleaning any electronics in the car, always spray the applicator or towel, and not the dash.
michakaveli said:Who's making popcorn? I got drinks
Kevin Brown said:I have decided to "self-ban", as I have used my pressure washer on probably 1000+ interiors. :eek1:
Oh- no mold, no electrical fires, no "glitches", and no kidding. It's been nice knowing you all.
My cover is now blown. :rain:
mikenap said:Yeah, but YOU remove the whole interior and wash it outside. At that point, it's like an extended exterior detail!:tongue1:
Blackthornone said:To be safe when cleaning any electronics in the car, always spray the applicator or towel, and not the dash.
Kevin Brown said:Well, not on all of them, and I did use a shop vac and towels and stuff to actually remove the moisture... :bathbaby:
I suppose you've found a loophole of sorts. :shifty:
In light of these new facts, I have decided to lift my long standing, self-imposed ban. Count me back in. :rockon1:
RaskyR1 said:Don't they still pressure wash interiors at the auction detail centers?![]()