I just picked up a replacement for my first (cheap) router......I too did all the research, etc. I didnt *need* a plunge, I have no problem using a fixed base for hand-held work. But Amazon was having a sale, and Im a sucker for a good tool sale so I ended up with the DeWalt 618B3, which has *3* bases (fixed, plunge, and D-handle). I really like it so far, Ive done pretty much what you were expecting to do (rabbets and dadoes in my case). *Definitely* get a 1/2" collet. Thats why Im replacing my Craftsman already......I shoulda just sprung the extra $$$ to get 1/2" instead of 1/4" way back when.
The D-handle is a nice-to-have, but not a necessity, so you might want to look into a 2-base router. I know PC makes plenty of them. Check Amazon reviews, Google Groups (rec.woodworking is a good source) and also
http://www.patwarner.com/ Lotta good hardware reviews and "what router should I buy" kinda stuff. His raves for the DeWalt is what got me looking at it, and I ended up with it (I was originally thinking Bosch or PC, but changed my mind).
BTW, one of the Craftsman 2-base routers is actually a Bosch in disguise. I believe it runs for 179 or 199 on their site, so you could get it from them or get the Bosch equivalent.
As far as a router table.........Ive been wanting one, and the best I could come up with is to use the new router to build one

(good list of free plans here:
http://www.freeww.com/routertables.html) All of the consumer-available ones Ive found (at any decent price point) are missing a lot of things that you can easily build in yourself. The biggest thing missing usually is dust collection. Routers create lots of dust, and I use MDF most of the time so the dust is 10-fold. Build a nice "box" router table with a dust collection port (or even just a port to hook a Shop Vac up to) and at least the dust wont be flying around the shop. The 2-base routers come in handy that way because you can leave one base in the router table permanently, and use the other for hand-held work.
Good luck!
-Chris