most insurance companies have an option you can buy (about $10 premium adder) that says if your car is damaged while you are away from it and there is no note left, for damages upto $3500, you are not responsible. This is really good for daily drivers that can get can nailed in parking lots.
So far, I haven't had to use it, but it's a cheap form of protection.
Doesn't help with the hit and run, but for the future, something to consider.
So far, I haven't had to use it, but it's a cheap form of protection.
Doesn't help with the hit and run, but for the future, something to consider.