Most store bought car waxes are really (at some level) AIO's or 'cleaner/waxes'. This is because the normal person doesn't clean, clay, or polish their paint so they need something that will do all of this for them. As you move into the more premium brands of AIO's you will find the focus shifts. Some AIO's are perfect for giving neglected paint a shine (great for volume detailers) while some do good correction. Some are perfect for maintaining a daily driver (gentle with long lasting protection).
Pinnacle XMT360 is designed for the daily driver. It has the power to remove light swirl marks but (more importantly) it leaves a layer of Pinnacle gloss on the paint that lasts and provides very nice protection.
Based on what I have read in the forums and what Todd says here, when my need for an AIO comes around, I'll try out XMT 360. Heard it is also easy to work with.