Accumulator
Well-known member
Nizmo- IME fixing unibodies is really tough to get just right 
Sure hope it turns out OK.
Sure hope it turns out OK.
Accident Today...
- Thread starter Nizmo
- Start date
Nizmo
New member
Confirmed the other party has no insurance, ugh. Apparently they only paid their 2 month deposit and kept their 6 month insurance card. Gonna go by the shop to look at the car a little more, but thinking on it now the trunk is aligned all weird, so I think there`s more damage than meets the eye. Were 50/50 on hoping it`s a total, on one side its been taken care of well by me and will still be a good car, and on the other side I hate car shopping. We`ve been sorta looking at options worse comes to worse.
Here`s the shop incase anybody wants to look. The virtual tour is awesome.
Sharrett Collision Center | Hagerstown, MD
Here`s the shop incase anybody wants to look. The virtual tour is awesome.
Sharrett Collision Center | Hagerstown, MD
GearHead_1
Long Time Member
Really sorry you are going through this. I had a uninsured driver hit my father’s vehicle that I had parked outside of a my mother’s care facility. They took a corner too fast on a snowy road and hit my father’s brand new Edge and a nice year old Subaru behind his vehicle. No one was in these parked vehicles. It was only a $750 accident for us and $8000 worth of damage to the other parked car. Dad’s deductible was a $1000. He wasn’t well and I just took care of it without notifying his insurance. The driver was cited and admitted fault but had no insurance. I was very kind in how I dealt with the lady that caused the damage, it took the better part of 6 months, she made payments twice a month but she paid me in full.
Your’s looks to be expensive. I would expect most people would not be able to cover that kind of damage in a reasonable time frame but it might be worth it to talk to them up front. If not, go through your insurance and they’ll sue the other driver. Once again, I’m sorry you have to go through it.
Civicclutch
New member
Sorry I’m late to this, but glad your mom is ok. And yes insurance will fight for you but so will a lawyer if it gets to it been there and ended up getting one cause it was to much of a hassle
Sent from my iPhone using Tapatalk
Sent from my iPhone using Tapatalk
Nizmo:
Keep us informed on your experience and progress with the uninsured driver and car`s repair.
What is REALLY sad is that these drivers will still drive with a revoked license and no insurance out of economic necessity to keep working and pay for the life`s expenses, but do so at the peril of other drivers. Can`t say lock `em up because our penal/jail system is already full and reserved for "more serious" crimes (not my definition, but politicians) and most law officials will say its a "misappropriation" of taxpayer`s money.
Glad your Mom is OK. I must concur with others that she should be looked over by a doctor closely for ANY possible accident-induced physical maladies. While she may seem be OK now, physical problems and symptoms may show up much later. Neck and back/spine injuries are the most common from rear-enders.
Keep us informed on your experience and progress with the uninsured driver and car`s repair.
What is REALLY sad is that these drivers will still drive with a revoked license and no insurance out of economic necessity to keep working and pay for the life`s expenses, but do so at the peril of other drivers. Can`t say lock `em up because our penal/jail system is already full and reserved for "more serious" crimes (not my definition, but politicians) and most law officials will say its a "misappropriation" of taxpayer`s money.
Glad your Mom is OK. I must concur with others that she should be looked over by a doctor closely for ANY possible accident-induced physical maladies. While she may seem be OK now, physical problems and symptoms may show up much later. Neck and back/spine injuries are the most common from rear-enders.
Angus
AspiringProductSpecialist
Oh man, what a headache. Sorry to hear the other person doesn`t have insurance/ the headache this is turning into for you, man. Was the other driver from PA at least? If so you generally have some recourse from instate uninsured drivers vs out of state. Years ago a friend of mine`s brand new X3 was almost totalled by an uninsured out of state driver - now that was nightmare, the person basically got off scott free, and my friend`s insurance ended up picking up the whole repair bill.
Angus
AspiringProductSpecialist
You`re a good man, Gearhead. I`m glad the other person was honourable and repaid you in full.
Nizmo
New member
Other drive was from PA as well, but upon further investigation has little to no assets. I know I`m quick to jump to conclusions, but from their address they live in section 8, so I`m pretty sure I`ll never see a dime. Since this is going to be under our insurance, I`m returning our POS of a rental tomorrow as we have to pay a portion of it. Mother doesn`t have to drive much so I`ll leave her the GTI during the week, or she can drive the Jeep (although she hates that thing).
I did go by and get a better look at the car. The body shop is confident it`ll be fixed, but it will be up to State Farm to approve.
Worse comes to worse we did go car browsing, last night online and today in person. We narrowed it down to two cars incase we need to.
I did go by and get a better look at the car. The body shop is confident it`ll be fixed, but it will be up to State Farm to approve.
Worse comes to worse we did go car browsing, last night online and today in person. We narrowed it down to two cars incase we need to.
Accumulator
Well-known member
Nizmo said:
Gee, hope your premiums are nice and low if you have to put up with that!
That`s nice of you to let your mom drive the GTI if she needs to.
Nizmo
New member
Update:
Just got the estimate today and right now it`s a little over $4300 to repair the car. Probably will be closer to over 5K all said and done. Bumper and crash bar are used parts, but the rest is all OEM and approved through insurance.
Just got the estimate today and right now it`s a little over $4300 to repair the car. Probably will be closer to over 5K all said and done. Bumper and crash bar are used parts, but the rest is all OEM and approved through insurance.
GearHead_1
Long Time Member
Hey Niz, what year is the car? The reason I ask is because my policy states that vehicles less than 4 years old only receive new, OEM parts. Shouldn’t have to have used parts on a newish vehicle.
Nizmo
New member
GearHead, it`s an early model year 2015. This April we`ll have had it 3 years and not quite 19K miles.
GearHead_1
Long Time Member
You’re probably completely happy with the proposed repairs and I don’t mean to be stirring things up. That said, it’s not unheard of for an insurance company to take the least expensive road.
Accumulator
Well-known member
Gee, I`ve never had it suggested that any repair be done with used parts, and all our vehicles are pretty old.
EDIT: well, actually the Ins. Co. of the woman who hit my wife`s car (the last time) *did* suggest it, I just told the guy something like "you`re completely off-base and can leave now, this is a waste of time" and Chubb took care of it all for us. He was the same [individual] I had to physically prevent from touching my paint
Nizmo
New member
Meh, it`s just a bumper and aluminum crash bar. It`s technically OEM and they`re going to have to paint it anyways. At this point I just want the car back looking and driving like it was. Although it`s kinda funny to have the truck parked in the garage...
Nizmo
New member
So I`m wrong, reviewing the estimate and some research they`re trying to sneak an aftermarket bumper and crash bar on me. Yea that`s no-bueno.
GearHead_1
Long Time Member
You are a wise man. I wouldn’t let them do that to anything I own. I’ve never seen an aftermarket body part stack up to an OE part. This said, I believe some of the bargain basement policies specify this practce to be approved. I had a friend that went through it and his policy more or less said whatever could be used to put it back on the road. Need to get Brandt in on this. He’d have all the answers.
@512detail
Oneheadlite
New member
When I had an encounter with a member of Bambi’s extended family, the body shop (one of the more reputable of those in town) actually recommended using a used hood and fender Vs a new genuine piece. They actually felt the anti-corrosion treatment was superior on parts that rolled off the line compared to the replacement panels from the dealer.
Based on the lifetime warranty they provide on their work, and how he talked about it, I felt he was being sincere (not just trying to maximize the hours they could charge insurance to refinish a used part).