Here kitty kitty?

alright. spoke with the dealership
sent them some pics of my truck and car and they actually made me a better offer on my car and truck that our local "friendly" dealership had this past December

I spoke with my credit union on the loan amt needed and they verified my approval

I discussed a deal which I think is pretty fair (but probably could be better- I mean I`m sure they can tell I`m salivating here- haha)

I thought about the monetary hit (monthly payment) and what that would do to my current living situation and I decided I will save that car payment amount until December, just have it directly withdrawn from my paycheck each month and deposited into a savings account, and then in December when I get my Christmas bonus (we get 75% up front and the other 25% in Jan) I will go Hellcat shopping again with a much larger downpayment and knowledge of what kind of lifestyle changes I`ll have to make to keep up with making X amount car payment (which will probably be a little bit lower by that time)....this (along with a little detail $ hustle) will also put me in the potential brand new Hellcat buyer market. I really think there will still be some of these tri coat cars available then but the warranty is getting towards the back end on the year side on a 2015 so that is something I need to take into consideration as well.

I think that`s the wisest decision I could make here...even though I really want to just call in tomorrow and go pick up a new car, ha.
 
512detail said:
alright. spoke with the dealership
sent them some pics of my truck and car and they actually made me a better offer on my car and truck that our local "friendly" dealership had this past December

I spoke with my credit union on the loan amt needed and they verified my approval

I discussed a deal which I think is pretty fair (but probably could be better- I mean I`m sure they can tell I`m salivating here- haha)

I thought about the monetary hit (monthly payment) and what that would do to my current living situation and I decided I will save that car payment amount until December, just have it directly withdrawn from my paycheck each month and deposited into a savings account, and then in December when I get my Christmas bonus (we get 75% up front and the other 25% in Jan) I will go Hellcat shopping again with a much larger downpayment and knowledge of what kind of lifestyle changes I`ll have to make to keep up with making X amount car payment (which will probably be a little bit lower by that time)....plus this will also put me in the potential brand new Hellcat buyer market.

I think that`s the wisest decision I could make here...even though I really want to just call in tomorrow and go pick up a new car, ha.
Click to expand...

Sometimes giving yourself time to prepare for a large purchase makes for less stress. Good, logical decision.
 
now the question becomes- should I start shopping my car for private sale? I could probably get 2-3k more private sale and have nothing but time to wait for the "right" buyer
 
512detail said:
alright. spoke with the dealership
sent them some pics of my truck and car and they actually made me a better offer on my car and truck that our local "friendly" dealership had this past December

I spoke with my credit union on the loan amt needed and they verified my approval

I discussed a deal which I think is pretty fair (but probably could be better- I mean I`m sure they can tell I`m salivating here- haha)

I thought about the monetary hit (monthly payment) and what that would do to my current living situation and I decided I will save that car payment amount until December, just have it directly withdrawn from my paycheck each month and deposited into a savings account, and then in December when I get my Christmas bonus (we get 75% up front and the other 25% in Jan) I will go Hellcat shopping again with a much larger downpayment and knowledge of what kind of lifestyle changes I`ll have to make to keep up with making X amount car payment (which will probably be a little bit lower by that time)....this (along with a little detail $ hustle) will also put me in the potential brand new Hellcat buyer market. I really think there will still be some of these tri coat cars available then but the warranty is getting towards the back end on the year side on a 2015 so that is something I need to take into consideration as well.

I think that`s the wisest decision I could make here...even though I really want to just call in tomorrow and go pick up a new car, ha.
Click to expand...

Good decision. The car is definitely worth buying, its a Hellcat for goodness sakes, but it has to be the right fit for you. You may end up getting a bit better deal in December vs. June for a Hellcat as well.
 
I`d put it up for sale now and if it sells it sells if not you trade it in when the time comes.


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512detail- I agree about that being the wisest decision, props to you for thinking this through the way you have. That additional debt and "alteration of lifestyle to have a wonderful car" stuff...well, you can guess my views ;)
 
512detail said:
now the question becomes- should I start shopping my car for private sale? I could probably get 2-3k more private sale and have nothing but time to wait for the "right" buyer
Click to expand...

If you can survive without it for few months then yes, I`d try private sale asap. That way you can save the profit you make and also continue to make that payment and any little extra into an account for down payment on HC.
2015 carry 100k power train warranty, 2016 carry 60k power train. Bumper to bumper is 3yrs 36 on both. Look for one that hasn`t had motor modified like pulley swap or tune, those void a warranty asap should any powertrain problems happen, most dealers work with the customer but should Dodge ask dealer for computer scan or send someone out the warranty is void. Lots of HC out there on lease so keep in mind every 2yrs or less new models will start showing up.
 
HCF said:
If you can survive without it for few months then yes, I`d try private sale asap. That way you can save the profit you make and also continue to make that payment and any little extra into an account for down payment on HC.
2015 carry 100k power train warranty, 2016 carry 60k power train. Bumper to bumper is 3yrs 36 on both. Look for one that hasn`t had motor modified like pulley swap or tune, those void a warranty asap should any powertrain problems happen, most dealers work with the customer but should Dodge ask dealer for computer scan or send someone out the warranty is void. Lots of HC out there on lease so keep in mind every 2yrs or less new models will start showing up.
Click to expand...

yea I`m thinking unless I find a smoking deal on a 2015, I`m going to have to live with pitch black or another color, because I need that warranty to have at least 1.5-2 years left on it in case I break something testing the limits of inertia and speed a quarter mile at a time, :)
 
All these posts reminds me of the battle I am going through on trying to justify buying a Corvette. For about 6 years now it has been running around in my head that I am getting older and don`t have much time left for the fun things in life. Just can`t justify having 2 vehicles and ended up 5 years ago buying my Camaro and have been driving it year `round without a hitch. I had been looking for a `Vette that is around 10 years old or so that I could afford.

Well, now it is 5 years later and the wheels are turning again but all the same stuff is running through my head along with the idea that my V6 Camaro is more than enough to get me in trouble and I am still enjoying it, but then again.....

Hopefully you find what you are looking for and it all works out.

PS. Black looks awesome when it has been cleaned and shined but for me that only lasts like 10 minutes! I will say one thing is that I will never buy black again. I kind of settled for it when looking for a Camaro thinking how hard could it be to keep clean!
 
skibik said:
All these posts reminds me of the battle I am going through on trying to justify buying a Corvette. For about 6 years now it has been running around in my head that I am getting older and don`t have much time left for the fun things in life. Just can`t justify having 2 vehicles and ended up 5 years ago buying my Camaro and have been driving it year `round without a hitch. I had been looking for a `Vette that is around 10 years old or so that I could afford.

Well, now it is 5 years later and the wheels are turning again but all the same stuff is running through my head along with the idea that my V6 Camaro is more than enough to get me in trouble and I am still enjoying it, but then again.....

Hopefully you find what you are looking for and it all works out.

PS. Black looks awesome when it has been cleaned and shined but for me that only lasts like 10 minutes! I will say one thing is that I will never buy black again. I kind of settled for it when looking for a Camaro thinking how hard could it be to keep clean!
Click to expand...
ten minutes?
i can only get 2 or 3 minutes of mine being clean, haha
76bd1366eca7fcee431167c873794792.jpg
 
512detail said:
ten minutes?
i can only get 2 or 3 minutes of mine being clean, haha
76bd1366eca7fcee431167c873794792.jpg
Click to expand...

Yes sir! A whole 10 minutes but it is parked in the garage.

BTW, nice car! I have to ask, why are you considering the upgrade? I probably know the answer but you have a nice ride there that I wouldn`t mind owning.
 
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