Is the only fuel filter in the tank? I know that on Ford products, there's a pump filter (looks like a sock that "T"s in at the intake portion of the fuel pump (electric, in tank); but then there's also a line filter (usually near either the front or rear axle on driver's side).
I'd be surprised if Jeep only used one, but I've seen things more strange!
Re: 120K service "list" - just do what they say to do at the 30K or 60K service. Typically, mfg's and dealers have what's called a "30K service" - it's a major tune-up like what I listed above. Since 120K is = 30k * 4, it would be the same service...
Finally, I just thought about this when I read Malibu's post - if your transmission fluid has never been changed before, you might not want to change it at all. I've seen many the problem arise when an owner decides that after 80k+ miles the trans fluid should be changed...just a word of caution to consider...
(EDIT)
Regarding the coolant: an engine shouldn't really ever consume coolant. If it's continually low and requiring you to add coolant, it's leaking somewhere. Do a pressure test on the system and see if you can find the source of the leak.
Regarding the belt noise: We were advised to never use belt dressings on serpentine systems because the grooves in the pulleys will load up with dirt that gets attracted by the dressing. The result can be noisier belts or even belts that get thrown due to misalignment caused by the dirt. I'd suggest a replacement, and if the noise continues, consider replacing the tensioner.
(/EDIT)